Archive for April 2009

How should I handle Credit Collection companies for accounts around 17 years old?

Over it asked: I am being called everyday by two collection agencies, I still have not spoken to anybody as they are automated calls. There are 3 credit cards that were turned over at least 17 years ago. They are all offering reduced payment of which I could afford to pay with the reduced settlements. [...]

How To Get Your Free Credit Bureau Report

creditrepairkit757 asked: www.a1creditrepairinfo.com – Did you know that you could get a Free Credit Bureau Report? This video will tell you how to do it.Joshua

credit score?

Nervous & Impatient asked: Will your credit score have a big boost after getting wrong information deleted from your credit report? for example had 2 accounts and 1 judgment appearing on my credit report, I disputed them because they were not my accounts, they did investigate found out they were not my accounts and they [...]

Deed In Lieu of Foreclosure completed how long till new mortgage with these credit scores?

Matthew B asked: My DILF was recorded in 2/2009 and finally they reported to the 3 credit bureaus. I pulled my scores today and on transunion my score was 893/990, Equifax(FICO) 685/850, Experian 687/990. I know they usually look at the middle score. I was never late on any payments and have a great credit [...]

looking for a good prepay credit card to build my credit with. Any suggestions?

maebell1975 asked: I have no credit history, so I need to build it, I want a card that I put the money on but they still report to the 3 major credit bureau.Juan