Irena Bocheva asked: Are you trying to obtain a mortgage or auto loan, but fear being turned down by creditors? Do you want to apply for a business loan, but don’t want to pay thousands of dollars on high interest? Whatever you specific situation is, you are not alone-more than 35 million Americans are struggling [...]
Joseph Kenny asked: It can be pretty tough when your credit is bad and it is next to impossible to get credit when you need it. Most major credit card companies will not talk to you, and a lender – well, forget about it. There is a way, though, out of the tough situation with [...]
Vincent Dail asked: Your credit report contains information about where you work, live and how you pay your bills (On time or not). It also may show whether you’ve been sued, arrested or have filed for bankruptcy with in the last 10 years. Companies called consumer reporting agencies (cra) or credit bureaus compile and sell [...]
RiverDale asked: EXPERIAN seems to be the most difficult of all the credit bureaus to request a credit report from ?? Last year I requested a credit report from all 3 and Experian never responded to my request, i asked for a report due to being denied credit and I enclosed a copy of that [...]
asked: Micheal
Stephen Chua asked: Each of the three major credit bureaus receive credit data from thousands of data providers each day. Each month, the number of updates to their database can run into the billions. Thus it is nearly impossible to avoid incorrect or incomplete information.Each bureaus has their own procedure for consumers to dispute their [...]
Tim Gorman asked: Credit reports provide great details about a person including name, birth date, Social security number, home address, how payments are made, income, employment history, home ownership, previous address, court cases, judgments, and bankruptcy and foreclosure records.Above all it gives details about a person’s credit history. These include all the creditors with balances [...]
Justin Fox asked: I’ve written this article so you don’t get ripped off either. I want to share my tips and tricks to navigating around the rip off merchants so you avoid paying from something you don’t need.Don’t Pay For Something You’re Entitled ToThe US Congress has passed an amendment to the Fair Credit Reporting [...]