Archive for May 2010

Credit Report Accuracy – A Startling Truth

asked: Melissa

were rebuilding our credit after theft?

mamanana9 asked: as of today we managed to get a vehicle financed that is being reported to all 3 credit bureaus and also fixing to get a credit card and need iideas for a 3 line of credit to rebuild our credit.was told by home finance compay that after paying on 3 accounts for 3 [...]

Do Judgments Always Show Up On Your Credit Report?

MikeD asked: If not all 3, then at least one of the credit bureaus should show a judgment if you have them right? I can’t call the county court to find out, the clerk says they charge 5 dollars everytime to do that.Elsie

Building Up Your Business Credit; What are Your First Steps?

asked: Victor

Fix Bad Credit – 3 Amazing Insider Secrets That the Credit Bureaus Don’t Want You to See!

Mark J Garcia asked: The Credit Bureaus exist for one reason, and one reason only…to make money! Each and every one of the bureaus is a publicly traded company. They make most of their revenue by selling information to lending institutions, insurance companies, utility companies, credit card issuing banks, and employers.They DO NOT make money [...]

Credit Report – How Do Late Payments Affect My Credit Report and Score?

Helen Hecker asked: Of course you don’t want to make any late payments on your credit cards or loans and affect your credit report and score unless you absolutely have to, but what happens if you’re unable to avoid it? It all depends on whether you’re 30, 60 or 90 days past due. If it’s [...]

Credit Repair and Those Darn Credit Scores

asked: Julie

3 Simple Ways to Use Online Credit Reports to Improve Your Personal Credit

Aaron Vaughn asked: Like most Americans you may be skeptical of why an unseen online agency would want to “help” you by checking your credit score for free. I mean, aren’t they just out there to get your money? The truth is, these credit checks can really help you, especially if you are trying to [...]

Disputing Credit Bureau Letters

Kristy Annely asked: Credit bureaus keep your credit reports for prospective lenders to analyze while making credit decisions about you. Mistakes are common since they do not check for accuracy. Sometimes if it tells wrong things about you, minor mistakes can result in you being denied credit.If you find that some information in your credit [...]

Three Credit Report Bureaus And Credit Reporting Services Information

asked: Stacey