Archive for July 2010

Understanding the Consumer Credit Report

Alexander Wright asked: A consumer credit report is a limited record of your personal information as it relates to your consumer credit activities. It is primarily used by lenders and creditors to determine your credit reputation or credit worthiness when deciding to extend you credit or grant you a loan. Although numerous smaller credit reporting [...]

Are there any credit score/report reporting sites that AREN’T affiliated with one of the 3 bureaus?

D-Pac asked: Freecreditreport is from Experian…exampleCraig

How To Get Approved For A Car Loan After Bankruptcy Or With Bad Credit

asked: Keith

How To: Vacating a Judgment

asked: April

How To Raise Credit Score Quickly With 5 Easy Steps

Jay Peter asked: Building a good credit score and maintaining it is, in essence, a long-term process. The best ways to raise credit score expect that you stay financially organized and learn to manage your debts wisely. No doubt, that developing good financial habits consequently helps to raise credit score. But if you’re planning to [...]

Credit Report Assistance – Get Bad Credit Errors Cleared From Your Credit Report

Divya Mishra asked: Unsecured lenders and other financial institutions involved in the business of managing and regulating debt in the economy often strive to present themselves as efficient and effective organizations. Credit card issuers will cut off their right hand before they even admit that they might have made a mistake when computing your statement. [...]

Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report

Justin Smith asked: Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, bankruptcies, late payments, and many others. The most significant thing you can do to raise [...]

Deleting Bad Credit from Your Credit Bureau Report – It Can Be Done

C Cruz asked: Having a bad credit report is very damaging to your financial future. But you already knew that.Getting your credit report back to pristine status once it has been damaged can be accomplished, but it will take time. However, you must know how to go about it, because you might only get one [...]