Archive for August 2010

Cheap Credit Reports – 3 Ways to Find a Cheap or Free Report Online

L. Sampson asked: Knowing what is on your credit report can help to keep your personal information safe, give you a chance to correct inaccuracies, and save you money on interest rates when you apply for a home loan. With the wide availability of free or low cost credit reports online, there is no reason [...]

The Free Credit Report Scam

Gary Gresham asked: Every consumer in America has the right to a free credit report once every year by law as of September 2005. But since that law has passed there has been nothing but confusion.The web sites that say they are offering this so called free credit report, are asking us to give them [...]

"Credit Charge Offs" – What They Mean to Your Credit

Frank Bruno asked: Once a charge off was declared by your creditor, they would consider it as bad debt and would be allowed to include it in the Profit and Loss section of the debtor’s financial statement. This would allow your creditor to treat your bad debt as a business expense and the Internal Revenue [...]

3 Types of Free Credit Bureau Reports Explained

Francine Denson asked: There some confusion out there when it comes to free credit reports. You have likely seen the many articles that are floating around that state that you can get your free credit report, but just what does a free credit report consist of? In this article will will look at the differences [...]

How To Quickly And Immediately Improve Your Credit

asked: Bryan

3 Credit Report Agency – Reports from 3 Major Credit Bureaus

soidef9df5 asked: www.bestonlinereport.com How is your 3 credit report agency? Trying to clear up errors on your credit report is frustrating. With bestonlinereport.com, you get the action button! Fix errors and improve your score easily When your creditor updates their system, all of your reports are automatically updated- and well send you an alert! Put [...]

Fixing Credit Report Errors

asked: Rick

The 3 Major Credit Bureaus And How They Affect You

David Kamau asked: Your credit history is a record you’ve established with the 3 major credit bureaus by either paying or not paying your bills on time, or not paying at all. This history is recorded by all of your creditors on your three credit reports.The 3 major credit bureaus are Equifax, TransUnion and Experian. [...]

Credit Bureau Inquiry Letter of Explanation

rmporcelli asked: Its commonplace today for lenders to require borrowers to address recent inquiries on their credit bureau reports. Recent credit bureau inquiries may indicate acquisition of new debt. Since there is a two to three month lag-time between the acquisition of new debt incurred and its presence on a credit bureau report, lenders are [...]

Annual Credit Report – An Efficient Tool Against Identity Theft

asked: Pedro