RiverDale asked: EXPERIAN seems to be the most difficult of all the credit bureaus to request a credit report from ?? Last year I requested a credit report from all 3 and Experian never responded to my request, i asked for a report due to being denied credit and I enclosed a copy of that [...]
betti asked: My TransUnion & Experian credit scores are close in range – but how do I get my Equifax score to even come close? Should I contact them and go over my information with them. There really aren’t any errors, they just are not reporting what the others are reporting, thereby reducing my score [...]
asked: if a big Corporation like dish network look at my credit reports with out my permission is that fraud and is Dish Network committing fraud because just last year in February they looked into my credit with out my permission and i never had services dish network how did they got my social security [...]
asked: I am looking to send out a bunch of dispute letters to the credit bureaus and collection agencies. I was advised to full out dispute items over 7 years and request debt validation for items over 3 years. I just dont know if I should be going by the “opened” date or the “reported” [...]
chandra s asked: 1) Short avg age of accounts in my credit bureaus report or no record. 2) Too few accounts currently paid as agreed in your credit bureau 3) High usage of revolving credit limits or lack of revolving.Diana
BluEyez01 asked: I have the certified mail stub to prove when they received my dispute. I have had correspondace from one stating they received my dispute, however that is it. Now 30 days later, I do not have any answers or updated credit reports, from any of the 3. I know that they are obligated [...]
asked: I have a bill (unknowing) that was sent to a collection agency in 2003. After viewing my credit report from all 3 bureaus, I found this derogatory account that dates back from 2003 when my ex-boyfriend and I shared an apartment. It appears the original account was sent to collections in 2003. It turns [...]
Michael V asked: I am a college student of age 18. I recently applied for a Citi credit card but it was rejected saying (in email) o A garnishment, attachment, foreclosure, collection action or judgment was recorded on your credit bureau report. o A delinquent credit obligation(s), either paid or unpaid, was recorded on your [...]
Nina K asked: Hey! When looking at my credit report from all 3 bureaus I realized that 2 from 3 bureaus have my date of birth wrong, actually year of birth with the difference of 2 years from the real one. I wonder how this could happen and what should I do to change that [...]
macaca asked: I had a credit card a few years back that I got late on. A few months later, they had charged off the amount and we reached a settlement agreement. I paid the agreed-upon amount and they sent me a letter for my records saying that there was a zero balance. That was [...]