Tarron Acuff asked: The three major credit bureaus are Equifax, Experian, and keep information on your credit history. If you don’t have any credit it should say is that the report does not exist because no credit has been established. If they do have credit established, it will tell you what is on your report. [...]
asked: Emma
Tim Bock asked: Many times people are unaware of exactly what’s in their credit report, let along if there’s a collection account in there. There are usually 1 or 2 reasons why a collection account may exist.- The account went to collections – Mistaken identityFortunately it’s not the end of the world. There are steps [...]
Ed Nailor asked: Did you know that your credit score can vary depending on who pulls your score and why? Imagine this…. You need a new car and are thinking of buying a home too. You do your homework and pull your score online directly from the credit bureaus. Your score online is 650. The [...]
Cris Rendall asked: Generally there is not much to going over your credit reports. You read over them double-check a few items and more or less forget about them until next year. Or maybe you’re in a different situation. This could be the first time you’ve ever ordered your credit reports and some of the [...]
Thomas Mathews asked: Before I reveal to you “whats a good credit score” you need to know that all 3 credit bureaus have a credit score for you and they will usually vary 10 to 40 points depending upon the number of bad credit items that are on each specific credit report.Why does each credit [...]
Rachel Altman asked: I believe that once you’ve paid a debt, it should be removed from your credit reports. However, the credit bureaus disagree. In fact, by law they are able to report it for up to 7 years from the date it was paid. But, here’s the good news: Also by law, you are [...]
Hector Milla asked: Short answer, 7 years. When your home goes up on the foreclosure list, the lender then sends your information to the credit bureau to report you on your non payments. Your credit report will show details of your failure to pay your mortgage to the lender. It will read that you were [...]
Roy Leadwell asked: A Bankruptcy on your credit report can be devastating for you. If you try to get a this will be the first thing the lender will see and it will show you as not credit worthy. You will hear a lot of people say that it is impossible to remove a bankruptcy [...]
Rachel Altman asked: A bankruptcy can have a devastating effect on your credit score. A bankruptcy listing on your credit reports to many lenders is the only thing they need to see to determine you are completely unworthy of credit.Many people will tell you that it is impossible to remove a bankruptcy from your credit [...]