Steven Parsons asked: 1. Be aggressive in repairing your own credit.Credit repair is not going to just happen. Bad credit is not something you can ignore, hoping that it will work itself out. Things like credit card charge offs, accounts that went to collections, and late payments will stay on your credit report for 7 [...]
Chris Brisson asked: Ok, so you may have a negative item on your credit report or you have Palisades pounded your phone harassing your to pay your debt.The good news… there is a way to fight back once and for all. If you want to remove Palisades Collection from your credit report, you’re going to [...]
Scott Paul asked: It seems these days there are hundreds and hundreds of sites that claim to be able to get you your free credit report with no strings attached. However this is not the case. Most site will actually have you enter your credit card information and have you commit to purchasing some kind [...]
Greg Mckeon asked: One of the biggest threats to consumers is the lack of credit report monitoring. Most of us know that fraud exists but don’t realize just how big the threat is. Con artists prey on the naive and the greedy and they’ve honed their skills for years duping their victims out of money [...]
Robert M Moore asked: That’s Correct. Credit Bureaus attempt to prevent you from mistakes from your credit report.If you are submerged in credit repair efforts or are thinking about disputing mistakes from your credit report, below is a simple outline of several of the tactics and obstacles used to delay your progress.First things first, allow [...]
Tony Banks asked: I will tell you exactly how long late payments will stay on your credit report once it is recorded there. Before I do that, it is appropriate for me to explain to you how and when late payments are recorded into your credit report.Late payments are negative information and nobody really wants [...]
Bob Pering asked: Deleting bad credit items on your credit report is definitely a worthwhile pursuit. It is possible to improve your credit scores anywhere from 100 to 200 points or more, by removing derogatory information from your credit reports.The first step is to review your reports so you know where the problems are. Start [...]
Freddie Stewart asked: Whether or not lending or financial institution will give you a loan or credit depends on your credit score. Your credit score is based on how you pay off your previous and existing loans. It gives lender a pretty good picture of how good you are at managing and paying off your [...]
Chris Rutherford asked: Your credit score has a big impact on everyday financial situations such as: What interest rate you pay on a credit card, whether you can rent an apartment, whether you have to pay a deposit with your utility company, whether you can qualify for a home loan, and maybe even a potential [...]
Casey Watkins asked: Bad credit is a big problem here in the United States. Almost every American has more than ten thousand dollars in credit card debt. We are going to talk about three easy ways to help you credit score. Each of the three tips can help you on all three of the credit [...]