Mike Clover asked: Your credit score report can be affect by more than your available credit history. We talk about how credit cards, mortgages, car loans, and any type of loan that reports to all 3 credit bureaus will affect your credit score. We don’t always talk about utility companies and how they can have [...]
Marc Marseille asked: A 3 credit bureau report can be useful for various reasons. There are 3 key credit bureaus: Experian, Equifax, and TransUnion, and each of them have their own knowledge about your credit, so to obtain a good credit score, you need all three.Several financial institutions require a good score with all 3 [...]
Toddy Martin asked: Are you credit worthy? If you are, the next question would be, how credit worthy are you? Some companies might not be using the exact wording but at least before they lend you the money, their thoughts revolve on this particular idea.Just how important is it to be credit worthy? If credit [...]
Greg Mckeon asked: One of the biggest threats to consumers is the lack of credit report monitoring. Most of us know that fraud exists but don’t realize just how big the threat is. Con artists prey on the naive and the greedy and they’ve honed their skills for years duping their victims out of money [...]
Marc Marseille asked: Identity theft is one of the fastest growing crimes in America. The effects of identity theft can be a very hurtful experience that mostly occurs during the important moments of your life. Many victims of identity theft do not even realize that someone or in some cases several people have been violating [...]
Conleth Onu asked: Disputing negative entries on your credit report is the most effective method to delete unfavorable information and improve your credit rating.Many people in America have negative information on their credit report. These derogatory items can be detrimental to your ability to obtain loans, credit cards and other financial services.You have the right [...]
Casey Watkins asked: Bad credit is a big problem here in the United States. Almost every American has more than ten thousand dollars in credit card debt. We are going to talk about three easy ways to help you credit score. Each of the three tips can help you on all three of the credit [...]
Gressly Stevens asked: When it comes right down to it you already know that there are many reasons that you are judged by your credit every single time you try to make a financial decision and even for employment anymore. This is why you have to check your credit rating at least twice a year. [...]
Helen Hecker asked: Of course you don’t want to make any late payments on your credit cards or loans and affect your credit report and score unless you absolutely have to, but what happens if you’re unable to avoid it? It all depends on whether you’re 30, 60 or 90 days past due. If it’s [...]