Posts Tagged ‘credit inquiries’
July 23rd, 2010 | 
Author: 
PlasticTrees asked:
I’m starting small and working my way up to fix my credit score. I’ve heard that a few won’t hurt you, but last year I applied to 3-4 places in the same month for a credit line. I’ve also heard that if you write to the credit bureau that they will remove them.
Elsie
I’m starting small and working my way up to fix my credit score. I’ve heard that a few won’t hurt you, but last year I applied to 3-4 places in the same month for a credit line. I’ve also heard that if you write to the credit bureau that they will remove them.
Elsie
Posted in Credit | 
Tags: credit bureau, credit inquiries, credit report, Credit Score | 
4 Comments »
Jen asked:
Okay, so I am a new college student and have no credit history at all. I heard that credit inquiries (when creditors/lenders pull up your credit report and do a credit check) may affect whether I will get approved for future credit if I get denied. But the thing is, I can’t even access my credit report on ANY of the 3 credit bureaus because I have no credit history at all lol. So doesn’t that mean I can try applying for any amount of credit cards and even if I get denied..the companies won’t know about it since there is no record of anything and they won’t be able to see my report? I tried to pull up my own report on all 3 sites and they all came back saying there is no record. Like, there is no report at all, so I can’t even see the places I’ve applied to and been denied. Thanks
I just want to try applying for a department store card of which I will buy something LITTLE and pay it off in full every month, to build credit.
I just want to emphasize that I have NO CREDIT SCORE xD So my score can’t get any LOWER and I have NO CREDIT REPORT at all so they won’t be able to SEE my credit inquiries.
Hmmm I DID use my correct full name, correct current address, correct social security number, all the info is correct, but I still got no credit report from any of them. They said at the end of the online session that I can request one by mail or phone, but that doesn’t make sense since all my info is correct already.
Juan
Okay, so I am a new college student and have no credit history at all. I heard that credit inquiries (when creditors/lenders pull up your credit report and do a credit check) may affect whether I will get approved for future credit if I get denied. But the thing is, I can’t even access my credit report on ANY of the 3 credit bureaus because I have no credit history at all lol. So doesn’t that mean I can try applying for any amount of credit cards and even if I get denied..the companies won’t know about it since there is no record of anything and they won’t be able to see my report? I tried to pull up my own report on all 3 sites and they all came back saying there is no record. Like, there is no report at all, so I can’t even see the places I’ve applied to and been denied. Thanks
I just want to try applying for a department store card of which I will buy something LITTLE and pay it off in full every month, to build credit.
I just want to emphasize that I have NO CREDIT SCORE xD So my score can’t get any LOWER and I have NO CREDIT REPORT at all so they won’t be able to SEE my credit inquiries.
Hmmm I DID use my correct full name, correct current address, correct social security number, all the info is correct, but I still got no credit report from any of them. They said at the end of the online session that I can request one by mail or phone, but that doesn’t make sense since all my info is correct already.
Juan
Posted in Credit |
Tags: Build Credit, Credit Cards, credit inquiries, credit report, Credit Score, Creditors, Current Address, Social Security, Social Security Number, Xd |
3 Comments »