Rachel Altman asked: I believe that once you’ve paid a debt, it should be removed from your credit reports. However, the credit bureaus disagree. In fact, by law they are able to report it for up to 7 years from the date it was paid. But, here’s the good news: Also by law, you are [...]
Roy Leadwell asked: A Bankruptcy on your credit report can be devastating for you. If you try to get a this will be the first thing the lender will see and it will show you as not credit worthy. You will hear a lot of people say that it is impossible to remove a bankruptcy [...]
Kevin Dunham asked: Did you know that you can take steps to improve your credit score? There is the option of taking this task on yourself or you could hire a licensed company to do it for you. Either way you want to educate yourself with the right information, or pick a good company. Doing [...]
Justin Fox asked: Best Credit Report – Want to get the best credit report out there, you know you have to get three copies of your report form the 3 different American credit bureaus companies – you get one for free but what about the others? and what fraud protect is best, let me help:First, [...]
Divya Mishra asked: You may know that it is very important to get bad credit removed from your report. However, how should you actually proceed and get this job done? How to get negative items removed from your credit history? You cannot just get a copy of your report and strike them manually, can you?Neither [...]
Robert M Moore asked: That’s Correct. Credit Bureaus attempt to prevent you from mistakes from your credit report.If you are submerged in credit repair efforts or are thinking about disputing mistakes from your credit report, below is a simple outline of several of the tactics and obstacles used to delay your progress.First things first, allow [...]
Tony Banks asked: I will tell you exactly how long late payments will stay on your credit report once it is recorded there. Before I do that, it is appropriate for me to explain to you how and when late payments are recorded into your credit report.Late payments are negative information and nobody really wants [...]
Tamara Rasheed asked: First, let’s begin with some simple rules to help you dispute your negative and erroneous credit report information.1) You should dispute everything negative on your credit reports. Everything negative on your credit reports should have the chance to be deleted.2) The older your negative account is, the easier it is for it [...]
Duwayne Mcclendon asked: When you are repairing you want to make sure all information is correct and there are no duplicate items on your credit report. I had noticed an old HSBC Tax Advance showing on my report twice, one was listed as being current with a $0 balance and the other had a balance [...]