Free Three Credit Bureau Report – 3 Scores

D-Pac asked:


Freecreditreport is from Experian…example

Craig

mystacall asked:


7 years is just too damn long to answer to some power you can’t even see. I really think the credit bureaus need to go bye bye…and the 7 year b/s has to go too.
1 hour ago – 3 days left to answer.
Additional Details
1 hour ago

It should be ONE company, Government run and your past history runs like your checking account ledger…a company can look up anytime they want and if you have paid your debts on time for the last 2 years then so be it..but they go by a score that is unrealistic in this day and age..it should go by your recent history not what you did 6 1/2 years ago. And btw did you know that if you pay off a bill 5 years into the 7 years it starts the whole 7 years all over again? Do you really think this is fair to people who want to do the right thing..or a mort co. makes you pay an outstanding bill to give you a mortgage and therefore makes your credit actually worse….again because it starts the 7 years ALL over again.
btw..I had an 820 and now because of a bad year its been cut in half…and I have to wait 7 years to repair this? this is b/s.

Elaine