Divya Mishra asked: You may know that it is very important to get bad credit removed from your report. However, how should you actually proceed and get this job done? How to get negative items removed from your credit history? You cannot just get a copy of your report and strike them manually, can you?Neither [...]
Jared Wright asked: Credit report companies offer their services to people who need to get their credit score and other information about their financial status. A credit report is required when you apply for a loan such as a home mortgage, and may also be required when you want to apply for a credit card. [...]
Jesse B. Smith asked: This is a frequently asked question. With tough times upon us, more and more people are finding it difficult to get their bills paid on time. This, in turn, means that these same people are reported to the credit reporting agencies as late and the late payment is reported to lenders [...]
Davion Wong asked: How to get credit score over 800? This is the question most people asked if they want to enjoy various benefits of having high credit-score; which could greatly affect your way of life. Credit scores usually range from 350 to 850; this is generally used as basis to judge a person’s credit [...]
Ann Richter asked: Have you ever wondered just what kind of information is in your credit report? It’s a good idea to contact a credit bureau to get that free copy that each individual bureau is required by Federal law to supply you with each year. This is about the only way you have of [...]
Marc Marseille asked: Identity theft is one of the fastest growing crimes in America. The effects of identity theft can be a very hurtful experience that mostly occurs during the important moments of your life. Many victims of identity theft do not even realize that someone or in some cases several people have been violating [...]
David Maillie asked: Many people have and suffer from bad or marginal credit. This does not mean they are a bad person as bad credit can happen as a result of a sudden unplanned illness or emergency, a job layoff, etc… Many families do not have sufficient savings to ride out a serious and costly [...]
Chris L asked: I know my credit score, but recently went car shopping and the finance manager pulled up my report that showed my scores were 80 points below what the 3 credit bureaus list it as on my report – She went on to explain that the scores vary based on what type of [...]