Steve Mathews asked: Every single American is entitled to a free copy of their credit report. This is a new option as in the past people have had to pay for their credit report. This free credit report occurrence is due to the FTC’s ruling under the Fair and Accurate Credit Transmissions Act. Equifax is [...]
asked: Herman
Hector Milla asked: Short answer, 7 years. When your home goes up on the foreclosure list, the lender then sends your information to the credit bureau to report you on your non payments. Your credit report will show details of your failure to pay your mortgage to the lender. It will read that you were [...]
Marilyn Katz asked: Do you know what a credit rating is? Furthermore, do you know what your own personal credit score is? Most people don’t think they need to worry about it. They do. Even if you don’t ever borrow money you need to be concerned. Let’s say you need to buy a new car, [...]
asked: Mildred
Chris Brisson asked: Ok, so you may have a negative item on your credit report or you have Palisades pounded your phone harassing your to pay your debt.The good news… there is a way to fight back once and for all. If you want to remove Palisades Collection from your credit report, you’re going to [...]
Duwayne Mcclendon asked: When you are repairing you want to make sure all information is correct and there are no duplicate items on your credit report. I had noticed an old HSBC Tax Advance showing on my report twice, one was listed as being current with a $0 balance and the other had a balance [...]
Jesse B. Smith asked: This is a frequently asked question. With tough times upon us, more and more people are finding it difficult to get their bills paid on time. This, in turn, means that these same people are reported to the credit reporting agencies as late and the late payment is reported to lenders [...]
Tony Banks asked: The truth of the matter is that repairing your credit can take some time but its surely not impossible, it takes time for a few reasons. If you discover that there are errors on your credit report or you want to challenge certain entries, the dialog via mail that you have with [...]