Thomas Mathews asked: Before I reveal to you “whats a good credit score” you need to know that all 3 credit bureaus have a credit score for you and they will usually vary 10 to 40 points depending upon the number of bad credit items that are on each specific credit report.Why does each credit [...]
Shayne Sherman asked: Many people are confused about the difference between judgments on credit reports and a lien, and on the methodology of clearing it up. A judgment against you is simply the result of you losing a case in court. Your creditor goes to court to get a judgment against you for the debt [...]
Martha W Woodard asked: If you’re thinking about owning a house, there’s a very important point that loan officers look at when deciding the loan rates of your loan. Your credit score. A credit score is a numerical description of your financial trustworthiness and usually range from 300 to 850. A high number shows potential [...]
Marc Sumner asked: There are a number of ways in which you can have a collections agency reporting to your credit report. Most of the time it’s due to past due bills that were either overlooked or just never paid. You should know there are ways that you can try to fight this to attempt [...]
John Rasor asked: Let’s say you are what most people would consider a good person. You help out in the community, volunteer to help others and even show up on the front row for church every Sunday. You recently applied for a home loan and to your surprise were denied. How could this be? You’re [...]
Gressly Stevens asked: When it comes right down to it you already know that there are many reasons that you are judged by your credit every single time you try to make a financial decision and even for employment anymore. This is why you have to check your credit rating at least twice a year. [...]
Irena Bocheva asked: Are you trying to obtain a mortgage or auto loan, but fear being turned down by creditors? Do you want to apply for a business loan, but don’t want to pay thousands of dollars on high interest? Whatever you specific situation is, you are not alone-more than 35 million Americans are struggling [...]
Sam C asked: My credit took a hit 2 1/2 years ago when I went through extended unemployment and found myself deliquent for almost 6 months on my accounts. I have since turned this around and I have a perfect on-time payment history for all my credit accounts since. This is apparent if I check [...]